A pre-approved limit for your growing fleet
Set up an equipment finance limit once, then draw on it as you buy. Each new truck, ute or machine is approved faster, with far less paperwork.
Equipment finance limits with Dosh
Approve once, buy all year
Each purchase under the limit is approved quickly.
Less paperwork each time
Financials are assessed when the limit is set up, not every purchase.
Mix of assets
Vehicles, trucks, yellow goods and equipment under one facility.
Reviewed annually
We handle the annual review with the lender.
Negotiated pricing
Limits often come with sharper, pre-agreed rates.
Structured to suit
Terms, balloons and GST options for each drawdown.
Matched by AI, structured by a specialist
An equipment finance limit suits contractors, transport operators and growing businesses that add assets regularly. The lender assesses your business once, sets a limit, and each drawdown is approved quickly against that limit.
We set up and manage limits with major banks and specialist lenders, including annual reviews, so your fleet can grow without slowing down your purchasing.
Every deal is AI-matched across our panel of 30+ lenders (Big 4, mid-tier and private) for the best fit and quickest turnaround. Larger or more complex deals are handled personally by one of our finance professionals. After settlement you get access to our client portal to track your loans, upcoming payments and documents.
Equipment finance limits: common questions
Who is a finance limit for?
Businesses that expect to buy several assets over the next 12 months, usually with a few years of trading history and financial statements.
Does an unused limit cost anything?
Usually not, but each lender is different. We’ll explain the terms before you go ahead.
What can I buy under the limit?
Typically vehicles, trucks, trailers, yellow goods and equipment the lender considers acceptable.
Will the assessment affect my credit score?
Our initial assessment doesn’t involve a credit check.
Other finance we arrange
*24-hour turnaround applies to eligible applicants for loans under $500,000. Approval and timing depend on the lender’s credit assessment. General information only; it doesn’t take your objectives, financial situation or needs into account. Speak to your accountant about tax.
Find out what you can borrow
Free assessment, no credit check. We’ll come back to you within one business day.