Equipment and machinery finance, matched to the right lender
Excavators, loaders, dozers, telehandlers, cranes, agricultural machinery, forklifts and business equipment. New or used, from dealers, auctions or private sellers.
Equipment finance with Dosh
Yellow goods and earthmoving
Excavators, loaders, graders, rollers and attachments.
Construction and mining
Telehandlers, cranes, lighting towers, water carts and site equipment.
Agricultural
Tractors, harvesters, sprayers and farm machinery, with seasonal repayment options.
Business equipment
Forklifts, medical, IT, hospitality and workshop equipment.
Auction and private purchases
Bought at auction or from another business? Many lenders can help.
Repayments that fit
Balloons, GST back in month 3 and seasonal structures where available.
Matched by AI, structured by a specialist
Equipment finance is usually secured over the equipment itself, so rates are generally sharper than unsecured business loans. Lenders split assets into primary assets (like trucks and yellow goods) and secondary assets (specialised or hard-to-resell equipment), which affects the rate, term and how much paperwork they need.
We match each deal against the credit policies and rate cards of our lender panel, so you see which lenders are most likely to approve it quickly and on the best terms. Larger or more complex deals are handled personally by one of our finance professionals.
Every deal is AI-matched across our panel of 30+ lenders (Big 4, mid-tier and private) for the best fit and quickest turnaround. Larger or more complex deals are handled personally by one of our finance professionals. After settlement you get access to our client portal to track your loans, upcoming payments and documents.
Equipment finance: common questions
What equipment can be financed?
Almost any business equipment with resale value, from excavators and tractors to forklifts, medical and IT equipment. Some lenders also finance software and fit-outs.
Can I finance equipment bought at auction?
Yes, several lenders finance auction purchases. Talk to us before you bid so the finance is ready in time.
What’s the difference between primary and secondary assets?
Primary assets (trucks, yellow goods, cars) hold their value well and get the best rates. Secondary assets are more specialised, so lenders may charge more or ask for more information.
Will getting a quote affect my credit score?
No. Our free assessment doesn’t involve a credit check.
Other finance we arrange
*24-hour turnaround applies to eligible applicants for loans under $500,000. Approval and timing depend on the lender’s credit assessment. General information only; it doesn’t take your objectives, financial situation or needs into account. Speak to your accountant about tax.
Find out what you can borrow
Free assessment, no credit check. We’ll come back to you within one business day.